Selecting a custom home builder in Colorado Springs can be a difficult decision since there are many to choose from.  If you are interested in building your own dream home, I highly recommend Lathrop Homes.

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Since the subprime mortgage mess, many buyers are having a more difficult time obtaining financing for their home.  There have been many changes in the mortgage industry and buyers are required to have higher credit scores nowadays to obtain loans; there are not as many options available for subprime borrowers as there were a few years ago.

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You finally found your dream home, your loan has been approved and all you have left is your closing.  With all of the busyness during the buying process you must not forget about the details involved with moving!

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1. Lowball offers- If you are in a time crunch to purchase a home, submitting extremely low offers will waste your precious house hunting time

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Although there are nearly 5,000 single family homes for sale in the Colorado Springs area, many buyers are finding out their offer is one of two and even three other offers being reviewed by the seller.

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Many buyers do not know the difference between a pre-qualification and a pre-approval.  Sellers usually require a pre-qualification or pre-approval letter accompanies a contract offer submitted for their Colorado Springs home.  What good is an offer to a seller when the buyer is not qualified to buy their home?

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Great news!  The FHA (Federal Housing Administration) Loan Limits increased on March 5, 2008 for this year to $325,000 for El Paso and Teller Counties.  If you are looking to buy a home, now is a great time with the low interest rates, recently increased FHA loan limits, and large selection of homes to choose from in the Colorado Springs Area!  If you have questions about FHA financing or Colorado Springs Realty, feel free to contact me, you’re Colorado Springs Realtor. 

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To find out more about Colorado Springs Realty and The Colorado Springs Area contact me or visit my website.

In a previous post regarding Buying a Home in Colorado Springs I discussed the three major areas that matter to buyers: Location, Size, and Amenities. Now, let’s get more specific about characteristics buyers look for when buying a home in the Colorado Springs Area.

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You have seen the radon testing kits at Home Depot and have probably heard about it before.  Radon is a radioactive gas that naturally exists in some soils and some of the soils where homes are built can contain radon.

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Section 8 housing is a federal government program that provides the opportunity for low-income families to live in housing that would not be able to afford it otherwise.  The waiting list

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If you are considering purchasing real estate outside of the Colorado Springs Area and are specifically interested investing in real estate overseas,the International Consortium of Real Estate Associations is a website worth taking a look at.

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When buying a home there are three main categories buyers in Colorado Springs focus on:  Location, Size, and Amenities.

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There are many advantages to owning a home in Colorado Springs and it is a great time to purchase a home with the current interest rates and large inventory of homes to choose from in the Colorado Springs and surrounding areas. Listed below are some of the many advantages to owning a home vs. renting.

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The Southwest area of Colorado Springs is in close proximity to the mountains and foothills so expansive soils can be a problem.  Expansive soil containing certain types of clay such as bentonite will expand and contract when exposed to water.

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If you do not have good credit and are considering a lease with option to purchase make sure and do your research before making a decision.  Although lease options may be ideal for individuals who cannot obtain a mortgage from a lender due to their credit history, there are areas of concern you need to be aware of.

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